Money Subsidiary

How to Close SBI Account ?

How to Close SBI Account Everything You need to Know

How to Close SBI Account ? : In our country Banks operate as per the regulations prescribed by the Reserve Bank of India. If you are not satisfied with the banking services offered, you can close your bank account. Some banks charge during account closure and some won’t. Country’s largest lender SBI has recently waived off the account closing charges. You cannot close your SBI bank account online. The customer needs to visit his or her home branch where they opened the account.

The procedure to close your SBI Savings account and close your SBI Salary account are same. If you have savings or current or salary account with SBI (State bank of India) and you want to close it, here are all details and procedures for closing your SBI account.

If you want to learn about how to close sbi account, then this article is very important for you read this whole article never forget any steps to learn about close sbi bank account.

So now let us get started with this article and check out the procedure which you need to follow to close the bank account in State Bank of India.

Download : SBI Account Close Form

Close SBI Account Step by Step

Step 1: First of all visit your SBI Home Branch. You can’t close your sbi bank account online. You need to visit your home branch where you opened the account. So you need to walk into the sbi home branch where you have an account and request them for account closure.

Step 2: The bank executive will provide you the Account Closure Request Form or CDSL. You can also download the SBI Account Closure form from SBI website. If you have a joint account, then all account holders will have to give their consent by signing the closure form. Fill the form to close the account.

Step 3: You are almost done with your task to close the bank account in State Bank of India, now you have to choose the way by which you want to receive the money which is there in your bank account. You can receive that via cash, demand draft, cheque, etc. Choose any of the ways by which you would like to receive your account balance.

How to Close SBI Account ?

Step 4: Fill the complete details of Sbi Closer Form

  • Name of the account holder
  • Account number
  • Contact number
  • Signature of the account holder
  • Reasons for closing the account

Step 5: Submit Required Document

After filling up the SBI closure form you need to submit it to the bank with the following:

  • Cheque Book: You need to return the cheque book along with remaining cheque leaves to the SBI bank branch at the time of closing their account.
  • Passbook: You should also handover your passbook to the bank at the time of closing their SBI account.
  • Debit Card: The account holder should also return their debit card which is used to withdraw money from ATM.
  • ID proof: Some bank may even ask you for ID proof and address proof before closing your account.

Step 6: Some SBI branches may ask for ID proof and address proof before closing your SBI bank account. Provide the same to make sure that you are the same account holder. After the account closure, you will get the email as well as SMS on your registered email id and mobile number. If you have any issues with the SBI account closing, you can call the toll-free number 1800112211.

SBI Account closing charges

Some banks charge for the account closure. For example, SBI Bank’s don’t charge for the closure within 14 days of the opening of an account. Any closure of the SBI bank account after 14 days but before 1 year are subject to some closure charges.

Keep these things in mind and don’t let unwanted bank accounts lie idle as there is no benefit in making yourself overburdening in gathering information and statements from too many banks. So close unwanted account they serve no good to your financial life.

FAQ Of SBI Close Account

How to close my SBI account online?

You can not close SBI account online. You need to visit nearest SBI branch personally in order to close your SBI account.

Can I close my SBI account with Sbi Net Banking?


How do I close my SBI account without going to my home branch?

There is no way you can close the account without going to your home branch. Email requests for Ac closure are not entertained in SBI due to authenticity issues and violations of Banking Regulation Act.
Closure of account is subject to following T&Cs
The Account holder must surrender the Passbook, all unused Cheque Books and ATM cards.
The account holder shouldn’t be enjoying any credit facility from the bank.
The account shall have no pendency of charge or the same shall be recovered.
The Signature and Identity of the account holder must match with that available in CBS.
If its an inoperative account, Bank obtains full KYC i. e. UID & Pan Card etc.
The account shouldn’t have any liens, holds, stops or attachment, freeze or garnishee orders issued by courts, Tax authorities or investigative Agencies.

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