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Discover Credit Card Rewards 2022

How to Redeem Discover Credit Card Rewards Everything You need to Know

Updated September 28, 2022 – Discover Credit Card Rewards 2022: Discover Credit Card Save your money if you earn back a percentage of what you spend in points, miles as well as cash. Discover Credit Card offers a lot of Rewards, each targeting a different style of spending. If you’re interested in earning rewards with Discover, read on to understand how the rewards program works.

Today we will know about Discover Credit Card Rewards 2022, so if you want to know about Discover Credit Cards Rewards, Bonus as well as Point then read this article carefully, first of all, you need to know how to Discover Credit Card Login.

  • Discover offers different rewards credit cards, including cash back cards, travel cards, business cards, student credit cards, and secured credit cards.
  • Instead of an introductory rewards bonus, Discover offers a matching bonus for rewards earned during the first year of card membership.
  • Discover offers numerous options for redeeming rewards, including statement credit, a cash deposit to a bank account, travel, gift cards, and merchandise.
  • When choosing a Discover rewards credit card, consider how rewards are structured and how much you might earn based on your spending habits.

Discover Credit Card Rewards 2022

Discover Credit Card revealed its full 5% cash-back calendar for 2022, so you can take a look at the bonus categories for the whole year. Once cardholders activate the offer, they can earn 5% cash back on up to $1,500 in spending (then 1%).

January to March (activate now): Grocery stores and fitness clubs, gym memberships (excludes Walmart and Target purchases)
April to June (activate now): Gas stations and Target
July to September (activate starting May 1, 2022): Restaurants and PayPal
October to December (activate starting Aug. 1, 2022): Amazon.com and digital wallets (digital wallets include Apple Pay, Google Pay, Samsung Pay, and Garmin Pay)
Discover Credit Card holders that can benefit from 5% cash back include: Discover it® Cash Back, Discover it® Student Cash Back, NHL® Discover it® and Discover it® Balance Transfer.

How to Redeem Discover Credit Card Rewards

Discover Credit Card makes it as easy as possible to redeem rewards. There is no minimum amount of cash back needed to redeem, for instance, and no blackout dates when redeeming miles for travel. Your redemption options for Discover rewards include:

  • Cash deposited into your bank account
  • Statement credit
  • Pay at the checkout when you shop on Amazon.com or on PayPal
  • Gift cards starting at $5
  • Charitable donations

If any confusion to redeem Rewards or any issues you can contact Discover Credit Card Customer Service.

Best Offers Discover Credit Card Rewards 2022

Discover it® Cash Back

>Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations, and when you pay using PayPal, up to the quarterly maximum when you activate.

>Plus, earn unlimited 1% cash back on all other purchases – automatically.

Discover it® Balance Transfer

>Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations, and when you pay using PayPal, up to the quarterly maximum when you activate.

>Earn unlimited 1% cash back on all other purchases – automatically.

Discover it® Student Cash Back

>Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations, and when you pay using PayPal, up to the quarterly maximum when you activate.

>Plus, earn unlimited 1% cash back on all other purchases – automatically.

Discover it® Miles

>Automatically earn unlimited 1.5x Miles on every dollar of every purchase – with no annual fee.

Discover it® chrome

>Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.

>Plus, earn unlimited 1% cash back on all other purchases – automatically.

Discover it® Student chrome

>Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.

>Plus, earn unlimited 1% cash back on all other purchases – automatically.

Discover it® Secured Credit Card

>Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.

>Earn unlimited 1% cash back on all other purchases – automatically.

Discover Credit Card Benefits

  • No late fee on your first late payment
  • No foreign transaction fee
  • No penalty APR
  • Social Security number monitoring
  • $0 fraud liability on unauthorized charges
  • Overnight card delivery
  • 24/7 U.S.-based customer service
  • Year-end summary
  • Free FICO credit score
  • Discover identity alerts and account monitoring
  • Freeze it on/off switch (from the app) to prevent unauthorized charges 

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