Flagstar Bank credit card login and payment

How to Make Flagstar Bank Card Payment: Online, Phone, or Mail

Flagstar Bank is a financial institution that offers a variety of credit card options to its customers. Below you will find the key information you need as a credit card holder to access and manage your account online, make payments, and reach customer service for further customer service.

The Credit Card is issued by Elan Financial Services, and flagstar.com provides all of the above services on behalf of the Flagstar Bank card.

How to login into your online Flagstar Bank Card Account on the website?

Now let us start with this guide and check out the Online methods. They are as mentioned below; remember all the steps to log in to the credit card; read the steps given below. But what do you need before logging into the account on the website?

  • To begin with, you already have an Online login account. The application process is easy to follow if you don’t already have an account with Online. Please read the directions on this page, as we kindly request you do. You will not be able to sign in till then.
  • It is necessary to have a steady internet connection.
  • Before you begin the login process, make sure you have dependable internet security software installed on your computer, like Avast Internet Security.
  • Browser Use Chrome or Safari
  • Must you have a Flagstar Bank Credit Card?

Login Process

  1. First of all, visit the official website.
  2. Click on Login.
  3. Enter your login details Username and Password.
  4. After Filling in all details click on Log In.
  5. You are logging in successfully.
  6. After logging into your account, you can access and manage your account anytime that’s the beauty of online features.

Recover your Username/Password If You Forgot It.

If you misplaced your login information Username or Password, read this step carefully. You can easily recover your login details. But what do you need before retrieving a Forgotten Username or Password? The login retrieval page requires the following data, which you must enter.

  • Credit Card Number
  • ZIP or postal code.
  • Your SSN or SIN’s last four digits.

Recover your Username If you Forgot It.

  1. First of all, visit the official website.
  2. Scroll down and Click on Forgot Username?
  3. You will need to input your Card Number, 3-digit security code, Last 4 digits of the SSN, and Enter your Zip Code. You must enter your billing address and zip code found on your credit card statement. After filling in all details click on Submit Button
  4. To recover your login details username or password, keep on following the instructions they give.

Recover Password If You Forgot It.

  1. First of all, visit the official website.
  2. Scroll down and Click on Forgot Password?
  3. You will need to input your Username.
  4. To recover your account Password, keep on following the instructions they give.

How to Register your Flagstar Bank Credit Card on flagstar.com Online Portal

  • You must be older than 18 in order to register.
  • IP addresses that are located in the United States should be used.
  • Must Member of Flagstar Bank.
  • Any Flagstar Bank credit card or account number you have already applied for.
  • Provide your social security number or another sort of identification documentation.
  • Date of birth.
  • In response to a question or inquiry, identification is accomplished by giving a phone number or email address.

Note: To finish the registration process, you must provide your Credit Card with your permission to share crucial information. To receive disclosures electronically, you must indicate that you can do so and express your approval.

  1. Credit Card Number
  2. 3-digit security code
  3. The last 4 digits of the SSN
  4. Create Personal ID
  5. Re-enter Personal ID
  6. Create a Password and re-enter a password
  7. Email Address and Re-enter email address
  8. At last click on the submit button to complete the registration process

Check our previously published article on how to report for my Flagstar Bank card loss.

Apply for Flagstar Bank Credit Card Online

Applying for a credit card has never been easier. You may apply for a credit card online from this website, call (888) 248-6423, or return the acceptance certificate from the pre-selected offer that you received in the mail.

But, Before Apply for a Credit Card Online, what do you need?

  • You must be older than 18 in order to apply.
  • Have a valid government-issued photo ID;

Credit Card Apply/Types

Flagstar Bank offers 5 types of Credit Card that include Visa Platinum Card, Visa Max Cash Preferred Card, Visa Real Rewards Card, Visa College Real Rewards Card, and Visa Secured Card.

Every Card has their own benefits. Below we share the benefits and how you will apply for this Credit Card.

1. Visa Platinum Card

Below we share some benefits of this credit card

  • By using this credit card you can save your interest.
  • No need to pay an annual fee.
  • Zero Fraud Liability.
  • By using this credit card you can have convenient and flexible purchasing Power.
  • Every cardholder can get a special offer like an introductory 0.0% APR for the first 20 billing cycles on purchase and balance transfer.
  • Every cardholder can share the benefits of card use with members of their family.

Apply for this card

To apply for this card visit the apply page- https://online1.elancard.com/oad/apply.personal.controller?method=start

On the apply page, you have to enter your personal information, Housing information, income, and employment information, Account, and relationship information.

In personal information, you can enter

  • First Name, Middle Name, and Last Name
  • Date of Birth
  • Country of Citizenship
  • Enter a primary phone number and Email address

Housing Information

  • Enter Physical Address
  • Housing Status and Monthly Payment

Income and employment information

  • Employment Status
  • Total annual income
  • Source of total annual, income

Account relationship information

  • Checking, Savings, and Money Market
  • Investment and Retirement Accounts

Finally, tick on the accept the terms and conditions check box and click on the submit button to complete the application process.

The minimum requirement to apply for this credit card is applicants must be 18 years of age have a United States address and have a security number.

2. Visa Max Cash Preferred Card

Below we share some benefits of this credit card

  • By using this credit card you can earn cashback in everyday purchases.
  • You can earn 1% cashback on all other eligible purchases.
  • 2% unlimited cashback on a choice of one everyday category.
  • You can get a 5% cash back on the first $2000 of quarterly purchases on two categories TV internet, and streaming services.
  • No annual fee.

Apply for this Card

Flagstar Bank all credit card application process is similar.

On the apply page, you have to enter your personal information, Housing information, income, and employment information, Account, and relationship information.

In personal information, you can enter

  • First Name, Middle Name, and Last Name
  • Date of Birth
  • Country of Citizenship
  • Enter a primary phone number and Email address

Housing Information

  • Enter Physical Address
  • Housing Status and Monthly Payment

Income and employment information

  • Employment Status
  • Total annual income
  • Source of total annual, income

Account relationship information

  • Checking, Savings, and Money Market
  • Investment and Retirement Accounts

3. Visa Real Rewards Card

Below we share the benefits of this credit Card

  • On every eligible purchase, you can earn 1.5 points.
  • After your first purchase, you can receive 2500 bonus reward points.
  • By using this credit card you can earn rewards and points. You can easily redeem your cash back, gift cards, and merchandise.
  • You have 5 years to redeem your points and rewards.

Apply for this Credit Card

Flagstar Bank all credit card application process is similar.

4. Visa College Real Rewards Card

This credit card is very useful for college students.

  • By using this credit card students can earn points on everyday purchases.
  • No annual fee
  • Zero fraud liability.
  • If you spend $1 you can earn 1.5 points.
  • After the first purchase, you can earn 2500 bonus reward points.

Apply for this Credit Card

Flagstar Bank all credit card application process is similar.

5. Visa Secured Card

  • By using this credit card you can earn interest on the money in your secured savings account.
  • You can enjoy the convenience of credit.
  • By using this credit card you can receive up to a $5000 credit limit.
  • No need to pay an annual fee.

How To Make Flagstar Bank Credit Card Payment

  • Online: Log in to your account to make a payment and manage your account.
  • By Phone: Call Credit Card Customer Service at (888) 248-6423 and follow the prompts to make a payment.
  • By Mail: Send your cheque or money order to the following address:

P.O Box 790408
St. Louis
MO 63179-0408

How To Pay your Credit Card Payment Via Mail

If you’re receiving bills and statements via paper, you may opt to make a Flagstar Bank credit card payment by mail:

  1. Write a check or money order for the desired payment amount.
  2. Write your card and account details on the bill and include the statement payment coupon in the envelope. 
  3. Mail the payment to the address stated on the envelope or paper statement.

Be sure to post your payment at least a week before your payment is due to ensure timely delivery and avoid late fees.

Payment Address

P.O Box 790408
St. Louis
MO 63179-0408

How To Make a Credit Card Payment Via Phone or Tablet?

Flagstar Bank Credit Card also lets you pay for credit card transactions by phone for free. To make a payment over the phone, you must collect the credit card number along with your bank account number as well as your Credit Card Details. For Credit Card Payment via Phone Call (888) 248-6423. After the call Follow the automated prompts to schedule your payment.

Customer Service – Help & Pay By Phone

  • The Flagstar Bank Credit Card customer service phone number for payments and other assistance: is (888) 248-6423.

Check our previously published article on Prosperity Bank card payment.

Conclusions.

This page contains all the information that a user of the Flagstar Bank credit card login online account would require. Using these login details, you can make payments, contact customer service, and log into your account online.

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