If you’re a AAA credit cardholder, you may be wondering how to set up automatic payments to ensure you never miss a payment and avoid late fees. Fortunately, setting up automatic payments on your AAA credit card is straightforward and can provide many benefits. In this article, we’ll cover everything you need to know about automatic credit card payments and how to set them up on your AAA credit card.
The Benefits of Automatic Credit Card Payments
A forgotten payment can lead to a domino effect of negative consequences: In addition to a late fee, which can be up to $28 for a first-time offence, a late payment can also result in a penalty APR, increased interest rates, and damage to your credit score. Automatic credit card payments can help you avoid these negative consequences by ensuring your payments are always made on time.
Setting up automatic payments on your AAA credit card can also save you time and hassle. Instead of manually making payments each month, you can set up autopay once and forget about it. This can be especially helpful if you have a busy schedule or tend to forget deadlines.
Benefits of Setting Up Automatic Payments
- It saves time and eliminates the need to make payments each month manually.
- It helps you avoid late fees and interest charges.
- Maintains a good credit score by ensuring on-time payments.
- It provides peace of mind by ensuring you don’t miss a payment.
How to Set Up Automatic Payments on Your AAA Credit Card
Setting up automatic payments on your credit card is a simple process. Here are the steps to follow:
- Log in to your credit card account.
- Navigate to the “Payments” section of your account dashboard.
- Select the option to “Set Up Autopay.”
- Choose your autopay settings, including the payment amount and frequency.
- Enter your payment information, such as your bank account or credit card details.
- Confirm your autopay settings and submit your request.
Once you’ve completed these steps, your automatic payments will be set up, and you can relax knowing that your payments will always be made on time.
Four Options for Autopay on Your AAA Credit Card Account
- To cover the entire bill: This option will automatically pay your monthly credit card balance.
- To pay a designated amount per month: This option allows you to choose a specific amount to be automatically paid monthly.
- To make the monthly minimum: This option automatically pays the minimum amount due each month.
- To pay a fixed amount over the minimum: This option allows you to choose a specific amount to be paid each month and the minimum amount due.
Consider your budget and financial goals when choosing your autopay settings. If you’re trying to pay off your credit card balance quickly, for example, you may want to choose option four and pay a fixed amount over the minimum each month.
EasyPay Feature for Credit Card Payments
Alternatively, AAA credit cardholders can use the EasyPay feature to make payments online. To use EasyPay, follow these steps:
- Log in to your credit card account online or through the app.
- Navigate to the payment section of your account.
- Choose the EasyPay option.
- Enter your payment information, such as your bank account and routing number.
- Select the amount you want to pay.
- Choose the date you want the payment to be processed.
- Review the information and confirm your payment.
Paying AAA Credit Card by Phone
If you prefer to make payments over the phone, you can call 📞1-800-305-1219 (AAA Daily Advantage Visa Signature®) or 📞1-855-546-9552 (AAA Travel Advantage Visa Signature®) to pay your AAA credit card bill. Follow the prompts to complete your payment.