Torrid Credit Card: The Torrid Credit Card offers its customers with online login facility so that they can manage their accounts easily. The online panel enables them to activate their newly received credit card and also make Torrid Credit Card Payment Bill.
Torrid Credit Card Accounts are issued by Comenity Bank, Comenity Bank provides all of the above services on behalf of Torrid. This card is mainly carved for the actual benefit of customers and to meet their aspect of satisfaction.
Through the online account, the users can pay their bills, view or print monthly statements, add or change their contact information, sign up for paperless billing, and much more. Customers can get 24/7 access to manage their Torrid Credit Card Account online from any device, including their computer, tablet, or smartphone.
Torrid Credit Card Info


Torrid is a retail chain for women, formerly known as Hot Topic. Founded in 2001, Torrid offers credit cards that allow their customers to buy at any of their outlets.
Torrid is a retailer of apparel, intimates, swimwear, and accessories for women in sizes 10 to 30 in North America. Torrid is one of the fastest-growing retailers, with over 600 stores in the United States and Canada and more on the horizon.
The Torrid credit card offers various perks, such as an extra 5% off every day, 25% off your first Torrid credit card purchase online, and a welcome offer, which consists of $15 off $50 when you use your Torrid credit card.
Credit Card URL | https://www.torrid.com/torrid/customer-service/torrid-rewards/torrid-credit-card.html |
Credit Card Issuer | Comenity Bank |
Credit Card Login | https://d.comenity.net/ac/torrid/ |
Credit Card Payment Phone Number | 1-800-853-2921 |
Credit Card Payment Address | Torrid Credit Card P.O. Box 659584 San Antonio, TX, 78265-9584 |
Cash Advance Fee | N/A |
Cash Advance APR | N/A |
Foreign Transaction Fee | N/A |
Smart Chip | No |
Max Late Fee | $41 |
Max Overlimit Fee | $0 |
Max Penalty APR | None |
Grace Period | 25 days |
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How to Torrid Credit Card Login
Now let us get started with this guide and check out the Torrid Credit Card Login Online methods. They are as mentioned below. Never forget any step to torrid credit card sign-in; read this step below.
Step 1: First of all visit the official website of Torrid Credit Card or click on this link [https://d.comenity.net/ac/torrid/].
Step 2: After visiting the Torrid credit card login homepage click on the login.
Step 3: After that enter your Torrid credit card login details Username and Password.
Step 4: After filling in all details click on sign in.
Step 5: You are login in successfully to the Torrid Credit Card Account Online.
After reading the above steps, I hope you can quickly login into Torrid Credit Card Account Online.
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How to Recover Torrid Credit Card Login Username
If you have forgotten the Torrid credit card login Username, then follow the process given below:
Step 1: First of all visit the official website of Torrid Credit Card or click on this link [https://d.comenity.net/ac/torrid/].
Step 2: After visiting the Torrid credit card login homepage click on forgot your username.
Step 3: After that enter your Account Number, ZIP Code, or Postal Code, and fill Last Four Digits of your SSN (Social Security Number “SSN”).
Step 4: After filling, in all details click on find my account.
Step 5: After verification, your Torrid Credit Card Username is displayed on your screen.
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How to Reset Torrid Credit Card Login Password
If you have forgotten the Torrid credit card login password, follow this process given below; never forget any steps to know recover your Torrid credit card login password.
Step 1: First of all visit the official website of Torrid credit card or click on this link [https://d.comenity.net/ac/torrid/].
Step 2: After visiting the Torrid credit card homepage click on forgot your password.
Step 3: After that enter your Account Number or username, ZIP Code, or Postal Code, and fill Last Four Digits of your SSN (Social Security Number “SSN”).
Step 4: After filling, in all details click on find my account.
How to Setup Torrid Credit Card Account Online?
Step 1: First of all visit the official website of Torrid credit card or click on this link [https://d.comenity.net/ac/torrid/public/home].
Step 2: After visiting the Torrid credit card homepage click on Set Up Your Account.
Step 3: After that enter your Credit Card Account Number, ZIP Code or Postal Code, and the Last Four Digits of your SSN.
Step 4: After filling, in the details click on find my account.
Step 5: After that follow bank instructions.
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How to Activate Torrid Credit Card
> To activate a newly received card the customer will have to get registered or speak to a customer care representative.
> The user will be taken to a new page where they’ve to enter the required data. Click ‘Find my Account.
Torrid Credit Card Rewards
40% off your first online purchase. Plus, $15 Off the $50 Welcome Offer is included when you receive your new card.
Earn 1 point for every dollar you spend at Torrid. $10 rewards certificate for every $250 you spend
Earn an extra 5% off Every Day with your card.
Reach Insider status by spending $500-$999 a year or VIP by spending over $1,000 and enjoy free shipping and other benefits.
Torrid Insider Credit Card Benefits
15% off your first purchase
•Two 30% Off shopping passes each year
•Exclusive offers
•Easy online account management
In addition to your Insider, Loyalist, or VIP Torrid Rewards perks, the credit card offers:
- Extra 5% Off Every Day with your Torrid Credit Card*
- 25% off your first Torrid Credit Card purchase online**
- $15 off $50 Welcome Offer with your Torrid Credit Card (when your card arrives)
Torrid Credit Card Payment
> To pay the credit card bill the user will have to log in to his credit card online account following the steps described above. After logging into the online account the user will find options on how to make the payment.
> Or the user can authorize an auto debit from their bank and the credit card company will collect the monthly bill from their bank account without having to go into much trouble.
> The users can also pay by calling customer service or by visiting the nearest Torrid Insider store.
How to Pay Torrid Credit Card Payment Online
Here is how to make a Torrid Credit Card bill payment:
- Online: Simply log in to your Torrid Credit Card online account to make a payment and manage your account.
- By Phone: Call Torrid Credit Card customer service at 1-800-853-2921 and follow the prompts to make a payment.
- By Mail: Send your check or money order to the following address:
Torrid Credit Card
P.O. Box 659584
San Antonio, TX, 78265-9584
How to Pay Torrid Credit Card Payment via Phone
To pay a Torrid Credit Card payment by phone, call the customer service number for your card:
Torrid Credit Card also lets you pay for credit card transactions by phone for free. To make a payment over the phone, you must collect the credit card number along with your bank account number as well as your Social Security Number.
For Torrid Credit Card Payment via Phone Call 1-800-853-2921. After the call Follow the automated prompts to schedule your payment.
How to Pay Torrid Credit Card Payment via Mail
There’s also the option of mailing the Torrid Credit Card Payment. Make your payment by cheque or money order to an amount that is at the least of your amount due. The payment should be accompanied by the payment coupon on your bill statement or write your account number on the cheque. Send the check to the address that is associated with your credit card.
For Torrid Credit Card Payment address:
Note: Before sending any details please call Torrid Credit Card Customer Service and Confirm the Mailing Address.
Torrid Credit Card
P.O. Box 659584
San Antonio, TX, 78265-9584
How to Pay Torrid Credit Card Payment via EasyPay
Another way to make an online payment is through Comenity’s EasyPay, which doesn’t require you to register or log in. Here’s how to use it:
- Select “EasyPay” on the banner located at the top of the online account login page.
- Scan the QR code included on your monthly statement or enter your account number, ZIP code, and the last four digits of your Social Security number.
- Click “Find My Account.”
- Follow the on-screen prompts to complete your payment.
Note that you have to enter your bank account information each time you use EasyPay. The system does not store your information. You also don’t have the option to edit or stop payments you make through EasyPay.
FAQ of Torrid Credit Card
How to Torrid Credit Card sign in?
Answer : >First of all visit the official website of Torrid credit card or click on this link [https://d.comenity.net/ac/torrid/public/home].
> After visiting the Torrid credit card homepage click on the login portal.
> After that enter your Torrid credit card Username and Password.
> After filling the Torrid credit card Username and password click on sign in.
> You are login in successfully to the Torrid credit card online Portal.
What is the official website of Torrid Credit Card?
Answer : > https://d.comenity.net/ac/torrid/public/home
What is the Torrid Credit Card Customer Service number?
Answer : > The Torrid credit card customer service phone number for payments and other assistance: is 1.626.603.3190.
What is the Torrid Credit Card Payment Address?
Torrid Credit Card
P.O. Box 659584
San Antonio, TX, 78265-9584
Customer Care Hours
• Monday – Saturday
• 8 am – 9 pm ET.
• Closed Sundays
Live Customer Care hours may vary on holidays. Access automated Customer Care 365 days a year, 24 hours a day, 7 days a week.
What is the Torrid credit card phone number?
Answer : > Torrid credit card phone number: 800-853-2921.
How do Torrid credit card payments by phone?
Answer : > To make a payment by phone, call the Torrid credit card phone number: 800-853-2921. Have your Torrid credit card number and your checking account and bank routing numbers to complete the process.
Yes, you can, but it is true that the Torrid Credit Card might do the hard pull for an increase in credit limit, in the event that you request it. Automated credit limit increases, however, are only a result of an easy pull.
If you’re looking to request an increase in your credit limit to increase your credit limit, you can be sure you won’t be denied by ensuring that your account has been in good standing for at minimum 6 months. To increase your chances of getting one, ensure that you make sure to pay your bills promptly and completely.
There’s no Torrid credit card fee for inactivity. However, they could end the card.
It’s likely to take around two years of any activity before they’ll consider ending the credit card. Even if it comes up, you’ll receive an email warning you of it in advance in order to be able to make a purchase without the situation.
To qualify for the Torrid card, you’ll require an average credit score of 640 or more. This is the guideline for credit cards for stores and this one is the same. In reality, you won’t be able to get approval just based on your score. They’ll examine your entire file and pay particular on the amount of income you earn.
>First of all open your phone browser.
>After that visit the official website of torrid credit card [https://d.comenity.net/ac/torrid/public/home]
>After that click on sign in.
>After that enter torrid login details username and password.
>After fill all details click on sign in.
>you are login in successfully.
If you want to check your torrid credit card status call the customer service department at 800-853-2921.
Two ways to check your torrid card balance here:
>Login to your torrid credit card account to check your balance or call the number on the back of your card.
Torrid Credit card Use in 600 retail stores in the United States and Canada.
>Official website [https://www.torrid.com/torrid/customer-service/torrid-rewards/torrid-credit-card.html]
>[https://d.comenity.net/ac/torrid/public/home]
If you want to cancel your Torrid credit card you can call the number on the back of your card.
If you want to pay your Torrid credit card payment via phone then call on this number 800-853-2921.
If you want to view the earning points call this number 800-853-2921.
There is no Torrid credit card inactivity fee, though they might close the card.
40 percent off your first online buy. Also, you get 15% Off the $50 Welcome Offer when you get your new credit card.
Spend 1 Point for each dollar at Torrid. A $10 reward certificate is issued for every $250 spent
You can also get 5% off Every Day with your card.
Earn insider status by spending $500-$999 per year, or VIP status by spending more than $1,000. receive free shipping as well as other advantages.
> $0
>No you can’t balance the transfer.
>Visit the Official website [https://www.torrid.com/torrid/customer-service/torrid-rewards/torrid-credit-card.html]
>[https://d.comenity.net/ac/torrid/public/home/


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