Surge credit card login and payment

How to Make Surge Credit Card Payment: Online, Phone, or Mail

The Surge Credit Card is a credit card designed for people with less-than-perfect credit. The card is issued by Celtic Bank and can be used to make purchases at any merchant that accepts Mastercard.

Below you will find the key information you need as a credit card holder to access and manage your account online, make payments, and reach customer service for further customer service.

How to login into your online Surge Card Account on the website?

Now let us start with this guide and check out the Online methods. They are as mentioned below; remember all the steps to log in to the credit card; read the steps given below. But what do you need before logging into the account on the website?

  • To begin with, you already have an Online login account. The application process is easy to follow if you don’t already have an account with Online. Please read the directions on this page, as we kindly request you do. You will not be able to sign in till then.
  • It is necessary to have a steady internet connection.
  • Before you begin the login process, make sure you have dependable internet security software installed on your computer, like Avast Internet Security.
  • Browser Use Chrome or Safari
  • Must you have a Surge Credit Card?

Now, the two most popular methods for signing in are through websites and CFC Mobile Access. Both of these ways require an internet-connected device, such as a laptop, PC, phone, or similar device.

  1. First of all, visit the official website and Enter your login details Username, and Password.
  2. After Filling in all details click on Log In.
  3. You are logging in successfully.
  4. After logging into your account, you can access and manage your account anytime that’s the beauty of online features.

How do Access My Credit Card Account with a Mobile Phone or Tablet?

Credit card accounts are accessible from mobile or tablet with the help of CFC Mobile Access. The steps are comparable to those when using a computer.

How to Surge Credit Card Access from a Mobile App?

If you want to access your credit card from the Mobile App read and follow each step given below. But Before login from Mobile, need a Mobile App IOS or Andriod. If you have already the Mobile App then skip these steps and follow the Login instructions with the Mobile App. Should you install a CFC Mobile Access Mobile App?

Yes. It’s advantageous to have a mobile app to log in to the account, and installing the app is free. In truth, it does more than merely function as a credit card app. The following are some benefits of the mobile app login:

  • You will be able to monitor the balance of your bill payments.
  • Archive all of your past statements
  • List of recent posted and pending transactions
  • A quick-view glimpse of your account overview, including your credit card balance, credit remaining for the month, your next payment due date, and a helpful notification if you are over your limit or late on a payment.
  • It will be simple for you to check and keep an eye on your balance.
  • The ability to make a payment, or schedule one for the future
  • It sends you updates regularly about fresh incoming and selling offers.
  • Surge online service allows you to view your orders and payments.
  • Lost/Stolen card hotline services

If you want to install the CFC Mobile Access app and log in to your online account, you need to follow the given instructions below.

Step 1: First of all Install the CFC Mobile Access Mobile App.

Click the link below to install the CFC Mobile Access app for your Android device or, Apple.

  • Download the CFC Mobile Access App on the Google Play Store

The CFC Mobile Access app can be found on Google Play or downloaded from this link: CFC Mobile Access Mobile App on Google Play Store.

  • Download the CFC Mobile Access app on the IOS Store

You may find the CFC Mobile Access App App in the App Store or by following this link: CFC Mobile Access App on the IOS Store.

Step 2: After that, Install the CFC Mobile Access App.

  • After downloading the CFC Mobile Access Mobile application. Install this app on your Mobile and then the logging-in screen will display on your mobile.
  • After that open your CFC Mobile Access App and Enter your login details Username and Password.
  • After filling in all details click on Sign In.

Note: If you are unable to access the CFC Mobile Access App?

You may be experiencing trouble logging into your account on the app for a variety of reasons. The most common reason is incorrect login details. You may avoid this by verifying your information before logging in.

You will not be able to log in during these hours, but you will be notified beforehand. Regular software upgrades will be performed. If the login page does not appear, make sure your browser’s login account type is configured to the correct one or update your IP address.

How Do You Retrieve a Forgotten Surge Card Username or Password?

If you misplaced your login information Username or Password, read this step carefully. You can easily recover your login details. But what do you need before retrieving a Forgotten Username or Password? The Surge Credit Card retrieval page requires the following data, which you must enter.

  • Username or account for a credit card.
  • ZIP or postal code.
  • Your SSN or SIN’s last four digits.

Recover your Username If you Forgot It.

  1. First of all, visit the official website.
  2. Scroll down and Click on Forgot Username?
  3. You will need to input your Account Number, ZIP Code or Postal Code, and the Last Four Digits of your SSN to get your Credit Card login Username back. Once you’re done, select Find My Account by clicking this button.
  4. To recover your login details username or password, keep on following the instructions they give.

Recover Password If You Forgot It.

  1. First of all, visit the official website.
  2. Scroll down and Click on Forgot Password?
  3. You will need to input your Username and click on Find My Account.
  4. To recover your Password, keep on following the instructions they give.

How to Register your Surge Credit Card on Online Portal

If you want to access and manage your account online then, first of all, register your card on But, Before Registering for Your Card online, what do you need?

  • You must be older than 18 to register.
  • IP addresses that are located in the United States should be used.
  • Any Surge credit card or account number you have already applied for.
  • Provide your social security number or another sort of identification documentation.
  • Date of birth.
  • In response to a question or inquiry, identification is accomplished by giving a phone number or email address.

Note: To finish the registration process, you must provide your Surge Credit Card with your permission to share crucial information. To receive disclosures electronically, you must indicate that you can do so and express your approval.

  1. First of all, visit the official website.
  2. Scroll down and click on Register Now.
  3. Enter the required details Credit Card Account Number, ZIP Code or Postal Code, and the Last Four Digits of your SSN.
  4. After filling in all details click on Find My Account.
  5. Registering Your Surge Credit Card Account Online.

After Registering your card, you can able to Access and Manage after login into your account.

Apply for Surge Credit Card Online

The Surge Credit Card provides an enrollment portal for willing customers to apply for a new credit card. Celtic Bank provides cards with numerous rewards for their regular customers.

You may apply for a Surge credit card online from this website, call 1-866-513-4598, or, return the acceptance certificate from the pre-selected offer that you received in the mail.

But, Before Applying for a Credit Card Online, what do you need?

  • You must be older than 18 to apply.
  • Have a valid government-issued photo ID;
  • Have a valid government-issued tax identification numbers, such as a Social Security number (SSN) or Social Insurance Number (SIN);
  • Have a street, rural route, or APO/FPO mailing address. Not accept PO Box mailing addresses.

Online Procedure:

  1. Official website []
  2. But before clicking on Applies Now you must read the terms and conditions after reading all terms and conditions click on Apply Now.
  3. Enter the Required details Name, Social Security Number, Date of birth, Annual Income, and Street Address. After filling in all details click on continue.
  4. After that, proceed to Apply for your Card Online by following the directions they give.

How to Surge Credit Card Activate?

  1. First of all, visit the official website.
  2. Click on Activate My Card
  3. After that, Some required details Last 4 digits of the Credit Card Number, the Last 4 digits Social Security Number, and the Five-digit zip Code.
  4. After filling, in all the details click on Activate My Card.
  5. Or, You can also activate your card by calling 1-866-449-4514.

Read our previously published article on how to report for my surge card loss.

Benefits of Surge Mastercard

  • Initial credit limit up to $1,000 doubles up to $2,000
  • Mastercard Zero Liability Protection
  • Free online account access 24/7
  • The fast and easy application process
  • View recent transactions
  • View previous statements
  • View payment history
  • Monthly reporting to the three major credit bureaus

How To Make a Surge Credit Card Payment

After applying for and receiving a card from, consider your options for making a payment. Here is a detailed explanation of how to make purchases with your Credit Card:

You have lots of options for paying your Card bill, Celtic Bank accepts online and phone payments in addition to traditional mail. Knowing these different options can be helpful if you cannot find your credit card statement or need to quickly make a payment before the due date.

Here is how to pay the surge credit card payment bill:

  • Online: Simply log in to your account to make a payment and manage your account.
  • By Phone: Call Customer Service at 1-866-449-4514 and follow the prompts to make a payment.
  • By Mail: Send your cheque or money order to the following address:

Continental Finance
P.O. Box 8099
Newark, DE 19714-8099

What Are the Late Fees for Surge Credit Cards?

If you avoid late fees, you must pay at least the minimum amount due by the due date on your billing statement. The normal late fee is $30. But if you have an additional late payment within the following six billing cycles, the fee will increase to $41.

Check our previously published article on the Floor & Decor Credit Card Payment.

Customer Service – Help & Pay By Phone

  • The credit card customer service phone number for payments and other assistance: is 1-866-449-4514.
  • Lost or Stolen Card? Call 1-800-556-5678

Frequently Asked Questions

Is Surge a good credit card?

The Surge® Platinum Mastercard® is a legit credit card for people with bad credit, not a scam.

how long does it take to receive a credit card?

To do so you simply need to sign up and get your login information. Then you can access your credit info anytime 24 hours per day, 7 days per week.

how does a credit card work?

The issued by Celtic Bank and serviced by Continental Finance is an unsecured credit card targeted to those with limited or poor credit.

Check our previously published article on L.L.Bean Mastercard Login.


This page contains all the information that a user of the Surge card login account online would require. Using these card login details, you can make payments, contact customer service, and log into your account online.

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